We know you live to ride, but did you know that where your ride lives greatly impacts your motorcycle insurance rate? Motorcyclists in colder states with shorter riding seasons typically see fewer accidents and insurance claims - resulting in lower rates. Here are some of the key factors that impact your motorcycle insurance rate: Location Keep checking back, because we're continuously updating this page. Rates are always changing and any data that's several years old may not be relevant. When researching average motorcycle insurance costs, pay attention to the source of the data and the year. Keep in mind, in order to protect your bike against physical damage, you’ll need to add comprehensive and collision coverage (which are often required by your lender if you finance or lease your motorcycle). Our data is for policies with basic liability coverage only.
States included: Arizona, California, Connecticut, Delaware, Kansas, Kentucky, Louisiana, Michigan, Missouri, Nebraska, Nevada, New Jersey, New Mexico, South Carolina, Tennessee, and Virginia. Total 12-month policy average: $248.88 ** States included: Alaska, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Maryland, Mississippi, North Carolina, New Hampshire, Ohio, Oregon, Texas, Utah, Washington, and West Virginia.
Total 12-month policy average: $206.56 ** States included: Alabama, Arkansas, Florida, Hawaii, Maine, Massachusetts, Montana, Minnesota, New York, North Dakota, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Vermont, Wisconsin, and Wyoming. Total 12-month policy average: $179.62 ** See where your state falls for the average cost of a liability-only motorcycle policy with Progressive.
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